Click on the tabs below to learn about the various types of financial aid that are available.

Grants are funds that do not have to be repaid. Student eligibility varies with each grant program. All grant programs require the student to complete the Free Application for Federal Student Aid (FAFSA) .

Federal Pell Grants

Pell Grants are awarded to undergraduate students who have not earned a bachelor’s or professional degree. The amount a student will receive will depend on financial need, the costs to attend school, status as a full time or part time student and plans to attend school for a full academic year or less.

Federal Supplemental Educational Opportunity Grants

Federal Supplemental Educational Opportunity Grants (FSEOG) are for undergraduates with exceptional financial need. Pell Grant recipients with the lowest EFCs will be the first to get FSEOGs. Just like Pell Grants, FSEOGs don’t have to be paid back. You can receive between $100 and $4,000 a year, depending on when you apply, your financial need, and the funding at Athens State University.

Teacher Education Assistance for College and Higher Education (TEACH) Grant

The TEACH Grant Program provides up to $4,000 a year in grant aid to Athens State University undergraduate students with majors in:

Bachelor of Arts in Art with minor in Education
Bachelor of Arts in English/Language Arts with minor in Education (Grades 6-12)
Bachelor of Science in Special Education – Collaborative Teacher (K-6)
Bachelor of Science in Special Education – Collaborative Teacher (6-12)
Bachelor Science in Biology with minor in Education (6-12)
Bachelor Science in Chemistry with minor in Education (6-12)
Bachelor Science in Mathematics with minor in Education (6-12)

Majoring in Alabama’s High Need Areas of:

Bachelor of Arts in English/Language Arts with minor in Education (6-12)
Bachelor of Arts in History with minor in Education (Grades 6-12)
Bachelor of Science in Social Science with minor in Education (Grades 6-12)

*Students pursuing an additional bachelor’s degree or a post baccalaureate certification will not be eligible for the TEACH grant program.

Eligible undergraduate students may not receive more than $8,000 in total TEACH Grants at Athens State University. Please select this link: to go to the US Department of Education’s website to view Conditions, Student Eligibility Requirements, High-Need Fields, Schools Serving Low-Income Students, and TEACH Grant Agreement to Serve.

IMPORTANT REMINDER: If you receive a TEACH Grant but do not complete the required teaching service, as explained above, you will be required to repay the grants as a Federal Direct Unsubsidized Stafford Loan, with interest charged from the date of each TEACH Grant disbursement.

Interested in the Teach Grant Program?

Complete the TEACH Grant Initial and Subsequent Counseling, the TEACH Grant Agreement to Serve (ATS), and the Federal Direct Student Loan Entrance Counseling online at

Alabama Student Assistance Program

Alabama Student Assistance Program is a need-based state/federal grant ranging to $2500 per academic year. Awards are limited to undergraduate work for students who are Alabama residents.

Alabama National Guard Education Assistance Program (ANGEAP)

ANGEAP is a program designed to provide financial assistance to active Alabama National Guard members enrolled in degree programs at Athens State University.

Benefits: Up to $1,000 per year for book supplies, fees, not to exceed $500.00 per semester. Minimum award is $25.00 per semester and cannot exceed 100% of the total costs. Limited funds are available and are allotted on a first-come, first-serve basis. Must be used in conjunction with a primary source of Federal assistance (GI Bill, ACES, etc.).

Eligibility: Must be at least 17 years of age, be an Alabama resident, be an active member in good standing with the Alabama National Guard, be a member of a federally recognized unit of the Alabama National Guard, completed basic training and advanced individual training, be enrolled in a degree program and maintain Satisfactory Academic Progress toward a degree.

Application Procedure: Obtain an ANGEAP form from your guard unit for certification. Complete section one and submit the ANGEAP form to the Student Financial Services Office at Athens State University. Alabama Commissions on Higher Education (ACHE) will send the payment to the school’s Financial Aid Office to be issued by the Business Office.

Procedures for Applying for Federal Work-Study Positions

  • Complete the FAFSA application.
  • Submit your resume (including your major) to on Athenian Jobs.
  • Once eligibility has been determined, resume is forwarded to offices with available openings.
  • Interested supervisors will contact applicants to schedule an interview.

Institutional Work Study Positions
Any Athens State student wishing to apply for Institutional Workstudy Employment should contact the Business Office Payroll Department in Founders’ Hall to complete an application packet. An application must be on file in the payroll office in order to be eligible for student employment.

Federal Work Study HandbookDownload

Federal Work Study TimesheetDownload

Direct Student Loans
Direct Student Loans are low-interest loans for students to help pay for the cost of a student’s education after high school. The lender is the U.S. Department of Education rather than a bank or other financial institution. Direct Subsidized Loans first disbursed on or after July 1, 2010, have an interest rate of 4.5% while Direct Unsubsidized Loans first disbursed on or after July 1, 2010, have an interest rate of 6.8%. In addition to interest, you pay a loan fee of up to 2.5% of the principal amount of each Direct Subsidized or Direct Unsubsidized Loan that you receive.

Direct Subsidized Loans are loans for students with financial need, as determined by federal regulations. No interest is charged while you are in school at least half-time, during your grace period and during deferment periods.

Direct Unsubsidized Loans are loans for students that are not based on financial need. Interest is charged during all periods.

To apply for a Direct Student Loan the student must have a Free Application for Federal Student Aid on file with Student Financial Aid. Please see the information in Apply for Assistance for more details.

Student Loan Repayment is Required
Please see the website: for detailed information concerning:

  • Direct Lending
  • Managing your student loans
  • Entrance Counseling
  • Master Promissory Note
  • Exit Counseling
  • Loan Consolidation
  • Loan Repayment Options
  • Loan forgiveness programs for teachers and public service
  • Assistance with repayment of student loans
  • Finding your Financial Aid History

Helpful Information Regarding Repaying your Student Loans

***Note to students interested in private loan funding*** Please return the completed pages linked below to allow you to apply for loans from private sources. Athens State does not recommend private student loans or lenders. The use of private student loans is at the sole discretion of the student. Athens State University does not certify loans for students in a suspended status.

Private Education Loan Applicant Self-Certification

Parents are eligible to apply for loans to fund their child’s education at Athens State University. The PLUS interest rate is currently 7.9% fixed rate. Parents can borrow a PLUS Loan to help pay education expenses for their dependent undergraduate student enrolled at least half time in an eligible program at an eligible school. PLUS Loans are available through the William D. Ford Federal Direct Loan (Direct Loan) Program. PLUS loans require an acceptable credit history. Parents may borrow up to the cost of education less other financial aid offered to the student. Repayment for PLUS loans begins 60 days after the last disbursement unless the parent opts for a deferment. PLUS borrowers may choose to delay repayment until six months after the student is no longer enrolled at least half time. Interest may be paid or capitalized upon entering loan repayment.

To apply for a Federal Direct PLUS Loan:

  1. The student must have a FAFSA (Free Application for Federal Student Aid) on file with the Office of Student Financial Services. (Please see the information in Apply for Assistance for more details.).
  2. The Parent must complete a Loan Agreement for a PLUS Loan (MPN) online. This Master Promissory note requires the parent to have an FSA ID and PASSWORD to complete at
  3. The Parent must also provide application data by applying for the loan under the “Parent Borrowers” section at

Deferment Options for Parent Direct PLUS Loan Borrowers

Useful Links for the Federal Direct PLUS Loan Borrower

Direct Loans – Information about PLUS loans.

Students pursuing their degree through any of our University Center Sites are eligible for Financial Aid under the same terms and conditions as any other Athens State University Student.

Students must apply for Federal aid annually and may use the online application process at

Federal Regulations prohibit federal aid from being paid to a student at more than one school for the same period of time. Please Note these Special Arrangements for dual enrolled students at any of our University Center sites: Currently Athens State has Financial Aid agreements with our schools sponsoring a university center. The dual enrollment agreements outline how the schools will coordinate the payment of federal financial aid to students and allow the hours at both institutions to be counted. In this way, the schools can meet the federal requirement that students may not be paid aid at two schools for the same enrollment or payment period.

Each dual enrolled financial aid student must contact the financial aid office at the institution where their aid is currently being paid and request the hours at both institutions be considered for financial aid eligibility calculations. The student must work with the financial aid offices at both institutions to coordinate aid payments so that no student is paid by two schools for the same term. The agreements with each institution involve manual intervention with each institution’s computer system, patience and coordination with the financial aid offices involved.

As always, it is the student’s responsibility to ensure that all fees are paid to each institution by that institution’s required payment deadline. The institutions do not forward payments on behalf of the students involved in a dual enrollment arrangement.

Example: Student Smith is attending WSCC and is taking 9 hours in his final semester of attendance there. Student Smith is planning to transfer to Athens State University the following semester, but notices that Athens State University is offering a course that meets his degree requirements at the WSCC site in the current semester. Student Smith knows he has some unused Pell (Financial Aid) eligibility at WSCC this semester and would like to take advantage of it if possible.

Student Smith should: 
1) contact the Student Financial Aid office at WSCC to confirm his unused funding and communicate his desire to have the additional hours included in his eligibility calculation for the current semester at WSCC;

2) contact the Student Financial Aid office at Athens State and request that his hours of enrollment with Athens State be communicated to WSCC’s financial aid office along with the certification that Athens State will not pay any financial aid to Student Smith in the current semester;

3) Arrange to pay Athens State for the enrolled hours at Athens State by the tuition payment date for Athens State.

4) Be paid Pell for full time enrollment through the WSCC financial aid processes.